What Documentation Do I Need When Applying for an FBN® Finance Land Loan?

Kathy Bogardus

Dec 27, 2024

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Applying for an ag land loan can feel like a complicated process. How long will it take to apply for a land loan? What documentation do I need to provide for a land loan? Will I have to spend hours looking for those documents? 

At FBN Finance, we want to make the land loan application process as streamlined and simple as possible so you can spend your time where it should be spent: on your operation. 

Below, you’ll find a list of the documents you'll typically need to provide in the application process*:

Initial Documentation:
  • Driver’s license or government-issued ID

  • Entity documents, if applicable (depending on the type of entity involved, this may include: articles of organization, articles of incorporation, operating agreement, By-laws, partnership agreement, trust documents, etc.)

  • Current balance sheet for all borrowers and entities

  • 3 years of tax returns for all borrowers and entities

  • Legal description / parcel ID on all land to be used as collateral

Supplementary Documentation (Needed upon request):
  • Projection / crop budget

  • Crop insurance information

  • Verification (statements) of liquid assets and liabilities from the balance sheet


[ACCESS THE FREE GUIDE: Ag Land Loans 101: Everything Farmers Need to Know About Securing Farm Land Financing]


Land Loans from FBN Finance

If you’re considering applying for a land loan, the loan advisor team at FBN Finance is here to help. With an average of 15+ years each in ag finance experience, FBN Finance loan advisors are ready to walk you through each stage of the real estate loan process and are well equipped to develop personalized solutions to fit your farm's unique needs.

If you're ready to complete your land loan application independently, FBN Finance has a straightforward online application for ag land loans that will guide you through the process. If you'd prefer to speak with a member of our team for additional support, call 866-551-3950.


Copyright © 2014 - 2024 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc. 

*This is a non-exhaustive list. There may be situations in which additional or updated documentation will be required. 

Terms and conditions apply. Land financing offered by FBN Finance, LLC, provided in connection with Farmer Mac and our underwriting partners, and is available only where FBN Finance, LLC is licensed. To qualify, a borrower must be a member of Farmer’s Business Network, Inc., and meet the underwriting requirements of FBN Finance, LLC and its lending partners. All credit is subject to approval and underwriting. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

Kathy Bogardus

Dec 27, 2024

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