By helping you estimate how much cash is moving through your business, an annual cash flow projection, also referred to as a cash flow forecast, helps you effectively track farm expenses, mitigate financial risk, and plan when to make major purchases.
The template from FBN Finance serves as a helpful resource by guiding you through calculations for your:
Income: Estimate how much money your ag business expects to collect this year, including income from crops, livestock, government payments or other sources.
Expenses: Calculate annual expenses, including ag chemical purchases, crop insurance payments, labor costs, utility fees and taxes.
Net Operating Margin: Determine how much profit your ag operation will earn for every dollar of revenue generated.
![cash-flow-template-mockup](https://www.fbn.com/vo1m91j96iq4/3ooHm3dyLA6aFox350FCmA/3a33de5d63b4ef123315bb0d01f429cf/cash-flow-template.png?fm=png&w=599)
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