What Can I Use a Farm Land Loan For?

FBN Network

Dec 23, 2024

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FBN® Finance’s ag land loan products are designed to help you fund the purchase or refinance of agricultural land, including farms, ranches, timberland, and hunting land.

Farmland financing is not just limited to buying property. Land loans can also be used to finance any improvements on the land, including the construction of livestock facilities, barns, outbuildings, and grain storage and silos. 

Land loans also allow you to purchase new farm land or refinance existing debt on your property for a lower interest rate. The FBN Finance team also specializes in consolidating loans to lower overall debt payments and improve cash flow

Land loans from FBN Finance can also help you access additional financing by borrowing against your land. Land is typically a farmer’s largest asset; many farmers have equity built up from years of paying down debt and the appreciation of their land. 

An example of an asset-backed product is a long-term revolving line of credit with 5-10 year draw periods which can be used for operations, improvements, or established for future land purchases. Leveraging the equity in your land can improve your access to working capital and give you additional liquidity for operational needs.

[ACCESS THE FREE GUIDE: Ag Land Loans 101: Everything Farmers Need to Know About Securing Farm Land Financing]

Scale Your Ag Operation with Financing Solutions from FBN Finance

We aim to make financing for family farmers simple and affordable. Because each farm is unique, the FBN Finance team strives to offer a variety of personalized financing solutions that may be useful in managing or growing your ag operation. These include:

Land Loans

Whether you’re planning to expand your operation with a new land purchase, refinance your farm, or make improvements to your ranch, our experienced team is ready to help you secure the land loan you need to build a stronger financial future.

You can also pre-qualify for a FBN Finance land loan, which offers you peace of mind by knowing how much you could receive to finance a future farmland purchase. Pre-qualifications, which are available up to $3 million, are valid for 180 days. Applying does not impact your credit score. Click here to pre-qualify.

Operating Lines

Farming is a capital intensive business with a seasonal income timeline. To fund essential purchases throughout the season, farmers often rely on farm operating lines.

Scale your operation, pay rent, finance equipment purchases, or cover labor costs with an operating line from FBN Finance, a line of credit without a fixed payment schedule.

Equipment Loans

The right farm equipment is essential to streamlining efficiency and maximizing yield, but new machinery can often be prohibitively expensive. Farm equipment loans can help.

From tractors and plows to hay balers and harvesters, the right ag equipment can make be a game changer. Purchase new or used machinery using a farm equipment loan from FBN Finance.


Copyright © 2014 - 2024 Farmer's Business Network, Inc. All rights Reserved. The sprout logo, “Farmers Business Network” and “FBN” are trademarks, registered trademarks or service marks of Farmer's Business Network, Inc. 

Financing offered by FBN Finance, LLC and its lending partners and is available only where FBN Finance, LLC is licensed. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements of FBN Finance, LLC and its lending partners. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

FBN Network

Dec 23, 2024

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