(Effective January 1, 2023)

Welcome to Farmer’s Business Network, Inc.! We at Farmer's Business Network, Inc. and our Affiliates (collectively with our Affiliates, the "FBN^® Companies," “FBN®” "we," and "us," or "our") firmly believe that Ag Data can be essential to your farm's profit potential, and when anonymously aggregated along with tens of thousands of contributing acres, can be even more beneficial to your farm.   This is the central premise of the Farmers Business Network® that thousands of independent farmers working together are stronger and can be more profitable than being totally on your own. We exist to be your partner in building a better future for farmers. The security, privacy, and integrity of your information is something we take seriously - both in principle and practice with our technology and our Terms of Service.

When you use Farmers Business Network you enter into the legal agreement below.  Although we try to make this agreement as readable as possible, it still contains a fair amount of “legalese”.  To help navigate the legal jargon we have included everyday language summaries alongside the actual terms of the agreement, which we’ve labeled as “Summaries”.  These summaries are provided for convenience; we encourage you to still read the full terms for the complete picture of your legal rights and obligations.  We have also bolded a few areas that discuss important legal rights and obligations, including the following:

IMPORTANT NOTICE: DISPUTES ABOUT OR ARISING OUT OF THESE TERMS OR RELATING TO THE SERVICES GENERALLY MUST BE RESOLVED BY BINDING ARBITRATION AND ON AN INDIVIDUAL BASIS ONLY AS SPECIFICALLY SET FORTH BELOW.

Our Terms of Service

1. What These Terms Cover

2. Account Terms

3. Responsibility for Content

4. Data

5. Copyright Notice and Take-Down Policy

6. Fees; Price Adjustments; Payments; Promotional Memberships

7. Automatic Renewal; Termination

8. Changes

9. Warranty Disclaimer; Limitation of Liability

10. Dispute Resolution

11. Miscellaneous

12. Additional Terms

Our Terms of Service

As used in these Terms of Service, “we”, “us”, “our”, and “FBN” means Farmer’s Business Network, Inc. and our Affiliates, and “you” and “your” refers to yourself, your farm enterprise, and/or your company and its employees, agents, and authorized account users. 

When we refer to our "Affiliates" we mean our subsidiaries, including, but not limited to, FBN Inputs, LLC, FBN CM LLC, FBN Finance, LLC, FBN BR LLC, FBN Insurance LLC, Farmer's Business Network Canada, Inc., FBN Crop Marketing Canada, Inc., Gradable LLC, Yorkton Distributors (1976), Ltd, and Farmsave Holdings Pty Ltd. 

These Terms of Service (hereinafter, “Terms”) are a binding contract between you and us. By accessing and using our Services (defined below), you are agreeing to these Terms, as well as those in our Privacy Policy (“Privacy Policy”) available at https://www.fbn.com/page/show/privacy-policy, the Service-Specific terms, and any applicable Additional Terms (defined below). We define Your Data, Ag Data, Financial Data, Personal Data and any other capitalized terms used but not defined herein, and how we use each category of information, in the Privacy Policy. Any terms we use in these Terms without defining them have the definitions given to them in the Privacy Policy.

These Terms apply to all users of the Services (“Users”), including, but not limited to, members of FBN (“FBN Members”) and individuals or businesses with professional accounts, such as agronomists, applicators, experts, consultants, etc. (collectively, “Professionals”). By accessing FBN’s website, mobile application or using the Services in any way, you agree to all of these Terms, and these Terms will remain in effect while you access the website or use the Services. 

1. What These Terms Cover.

1.1 FBN Services.  

When we refer to our “Services,” we mean all products and services owned and operated by Farmer’s Business Network, Inc. or any of its Affiliates, including the content, features, tools, data, software and functions made available by Farmers Business Network, website(s) and our FBN mobile application. 

1.2 Service-Specific Terms. 

CERTAIN SERVICES MAY HAVE THEIR OWN SEPARATE TERMS AND CONDITIONS, WHICH ARE IN ADDITION TO THESE TERMS. YOU SHOULD READ THOSE SERVICE-SPECIFIC ADDITIONAL TERMS AND CONDITIONS CAREFULLY. BY ACCESSING OR USING SUCH SERVICES, YOU AGREE TO BE BOUND BY THOSE ADDITIONAL TERMS AND CONDITIONS. IN THE EVENT OF A CONFLICT, THOSE ADDITIONAL TERMS AND CONDITIONS WILL GOVERN YOUR USE OF THOSE SPECIFIC SERVICES. 

1.3 Non-FBN Offerings. 

To enhance the value we provide our FBN Members, we may list products or services offered by other third parties. While we do our best only to list products and services which we believe provide value to FBN Members, it is a central premise of the FBN Network that with unbiased and transparent information, it is ultimately up to you to determine what course of action to take and conduct whatever investigation you feel necessary in order to evaluate the suitability of a particular product or service for you and your farm operation. Therefore, these offerings should not be construed as either an endorsement or recommendation by us.   If you opt-in to being contacted by the third party, we may provide them with your Personal Data, including name, phone number, email, zip or postal code and any other information which may be required for them to contact you. The products and services offered by others are subject to availability and the third party's eligibility criteria. If you visit a third party website, we encourage you to carefully read their terms of service and privacy policies, as these may differ from our own. By using any third-party services, you agree to indemnify, defend and hold harmless FBN from any and all liability, including losses or damages of any sort, arising from your interactions with these third parties.

1.4 Service Availability.

Our Services are currently available only to Users based in and using the Services in certain parts of the United States, Canada, Brazil, and Australia. Our Services are not available in all locations (e.g., not available in Québec and eastern provinces of Canada) and are subject to all applicable federal, state/provincial, and local laws and regulations. For example, FBN Direct, FBN Insurance, FBN Finance, and FBN Crop Marketing are available only where we are licensed or authorized to offer those Services. Also, not all agronomic data and analytics we provide are applicable to all crops and geographies, so we may tailor the Content we make available to you based on such factors as your location, Your Data, and your crops. 

1.5 Modifications.   

We provide our Members the “FBN Network,” our anonymized and aggregated data analytics platform that enables farmers to make better decisions on their farms. The FBN Network also provides business specific products and services that allow farmers to put their own data to use in managing their business operations.  We reserve the right in our sole and absolute discretion to make changes to how we operate and provide our Services, including adding new services, modifying existing services, or suspending, discontinuing, or terminating your access to any or all portions of our Services.

2. Account Terms.

2.1 Eligibility. 

You may be required to create an account and specify a password in order to access or use certain aspects of our Services.  Creating an FBN member account is optional, but if you do not create an account you will not be able to access certain aspects of our Services.  

By creating an FBN member account, you represent and warrant that you are an individual of legal age in your jurisdiction, meet all other eligibility requirements set forth herein, including, but not limited to, those set forth in the Additional Rules and Restrictions section below, and have the authority to agree to these Terms on behalf of yourself, your farm enterprise, and/or your company and to bind yourself and them to these Terms (references to “you” and “your” in these Terms, refer to you, your farm enterprise, and/or your company and its employees, agents and authorized account users). To the extent consistent with applicable law, these Terms establish a business-to-business, commercial and non-consumer relationship.

2.2 Photos and Testimonials. 

We host events such as Farmer2Farmer, summer clinics and webinars, and host booths at other industry events. Subject to applicable law, you hereby authorize us to photograph and video/audio-record you at any of these events and authorize us to use your name, likeness, any verbatim notes or quotes, testimonials or any other photographs or comments that you provide us through any means and media, now known or developed in the future, in perpetuity, without geographical limitation, and without any compensation whatsoever to you, and to the extent permitted, you waive any and all moral rights associated with such content for marketing and promotional purposes.

2.3 Electronic and Telephone Communications. 

You explicitly consent to receive communications from us electronically and by telephone, including but not limited to, e-mails, electronic notices, text messages, and phone calls. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirements that such communication be in writing. Unless you advise us otherwise, we may record and save any and all electronic and telephone communications for training, quality assurance, verification purposes, and all other permitted uses under the law. Your consent to receive electronic and telephonic communications is not required to use the Services, however, by withholding your consent, you may not receive certain communications or promotions. If you wish to withdraw your consent to receive electronic and telephonic communications or to modify the ways in which we contact you, please contact us at support@farmersbusinessnetwork.com.

2.4 Additional Rules and Restrictions. 

Your use of the Services is subject to the following additional rules and restrictions:

2.4.1. You will only use the Services for the internal benefit of your own farm, or, if you are a Professional, for the benefit of an FBN Member’s farm. You may also only use the Services in a manner that complies with all laws that apply to you. To the fullest extent permitted by law, you are ineligible for a membership account if you are using the Services to benefit other parties that are not FBN member farmers; for resale, wholesale or retail purposes; to provide other services; or to obtain information for the purpose of competing with any of the Services offered by FBN. All of the foregoing are prohibited uses of an FBN membership account and/or the Services. If your use of the Services is prohibited by any applicable laws, then you are not authorized to use the Services. 

2.4.2. You will not share your account or password with anyone, and you will take reasonable steps to protect the security of your account and your password. You are responsible for any activity associated with your account and subaccounts, whether you or a person you have authorized are the persons undertaking such activity.

2.4.3. You will not contribute any Content or otherwise use or interact with the Services in a manner that:

• infringes or violates the intellectual property rights or any other rights of anyone else (including ours and/or Third Party Content providers);

• is harmful, fraudulent, deceptive, threatening, harassing, defamatory, vulgar, obscene, or otherwise objectionable or unlawful, such determination to be made solely by FBN;

• jeopardizes the security of your FBN account or anyone else’s, such as allowing someone else to use your user name or password to access the Services (except on your behalf);

• violates the security of any computer network, including ours, or wrongfully obtains any passwords or security information;

• “crawls,” “scrapes,” or “spiders” any page, data, or portion of or relating to the Services or Content (through use of manual or automated means) or copies any significant portion of the Content;

• decompiles, reverse engineers, or otherwise attempts to obtain the source code or underlying ideas or information of or relating to the Services; 

• is false or misleading in any way; or

• violates any applicable federal, state/provincial, local, or international law or regulation including, without limitation, any laws regarding the export of data or software, patent, trademark, trade secret, copyright, or other intellectual property, legal rights (including the rights of publicity and privacy of others) or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with the Terms, Privacy Policy, Service-Specific terms or Additional terms.

3. Responsibility for Content. 

Any information or content publicly posted or privately transmitted through the Services, including Member Content posted through the FBN Community service (collectively, “Third Party Content”), is the sole responsibility of the person from whom such Third Party Content originated, and you access all such information and content at your own risk. You acknowledge and agree that FBN is not liable for any errors or omissions in that Third Party Content  or for any damages or loss you might suffer in connection with such Third PartyContent. We cannot control and have no duty to take any action regarding how you may interpret and use any of the Third Party Content or what actions you may take as a result of having been exposed to any Third Party Content, and you hereby release us from all liability for you having acquired or not acquired Third Party Content through the Services.

The Services may contain links or connections to third party websites or services that are not owned or controlled by FBN (collectively, “Third Party Services”). When you access third party websites or use Third Party Services, you accept that there are risks in doing so, and that we are not responsible for such risks or for mitigating such risks. 

Your interactions with Third Party Content or Third Party Services found on or through the FBN Services are solely between you and the third party. You should make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties. You agree that FBN will not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings.

If there is a dispute between Users, or between a User and any third party, you agree that other than as provided in the Ownership and Infringement Policy section below, FBN is under no obligation to become involved. In the event that you have a dispute with one or more other Users, you hereby expressly release FBN, and all respective officers, directors, employees, agents, predecessors, successors, assigns, licensors, advertisers and/or suppliers (collectively, the “FBN Parties”) from any and all claims, demands, and damages of every kind or nature, known or unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way related to such disputes and/or our Services. If you are a California resident, you shall and hereby do waive the provisions of California Civil Code Section 1542, which states: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party."

4. Data.

4.1. Data Storage and Transmission. 

Your Data may be transmitted to/from and stored by us or third party service providers in the United States, Canada, Brazil, Australia and other countries such as Romania where we conduct engineering software development. As such, Your Data may potentially be accessible to the law enforcement and national security authorities of those jurisdictions.

4.2. License. 

By sharing Your Data with us, you grant us a royalty-free, worldwide, irrevocable, perpetual license to use, translate, modify, publish, transmit, display, reproduce, commercially exploit, and otherwise act with respect to Your Data, in each case to enable us to operate the Services and for our own business purposes. This is a license only. Your ownership in Your Data is not affected. All of the licenses you grant to us are subject to our Privacy Policy.

Please note that the Services allow you to share Your Data with other parties, including other FBN Members and Professionals and you should make sure your sharing settings are configured to your preferences before sharing Your Data. To the extent you share Your Data with others, you grant them a license to use and exercise all rights in Your Data, as permitted by the functionality of the Services. We are not responsible for how others use Your Data, or the advice or information they provide you when you share Your Data.

4.3. Ag Data and Member Content Submissions. 

You represent and warrant that you exclusively own your Ag Data and Member Content and have the right to share and license it to us and other parties. To the fullest extent permitted, you waive any and all moral rights in your Ag Data and Member Content, as applicable. We reserve the right to remove any Ag Data or Member Content for any reason in our sole discretion, including, but not limited to, if someone alleges you contributed the Ag Data or Member Content in violation of these Terms. You agree to indemnify, defend and hold FBN harmless against any third party claims that may arise in connection with disputes arising from your ownership of your Ag Data or Member Content. Certain Services may operate best when FBN Members contribute Ag Data or Member Content. As a result, we may from time to time require you to provide certain kinds of Ag Data or Member Content in order to use certain Services. These Ag Data and Member Content contribution requirements are subject to change at any time and in our sole discretion.

We have no obligation, nor any responsibility to any party to monitor the Services or its use, and do not and cannot undertake to review material that you or other users submit to the Services. We cannot ensure prompt removal of objectionable material after it has been posted and we have no liability for any action or inaction regarding transmissions, communications, or content provided by any user or third party, subject to applicable laws.

5. Ownership and Infringement

5.1. Our Content. 

You understand that FBN owns the Services. The information provided and materials displayed or performed or available on or through the Services, including, but not limited to, text, graphics, aggregated and/or anonymized data, analytics, benchmarking, compilations, articles, photos, images, illustrations, Your Data, and so forth (all of the foregoing, the “Content”) are protected by copyright, trademark, trade secret and/or other intellectual property laws. We own the Content presented or available through the Services other than Your Data or other third party content that we make available through the Services. You promise that you won’t use, copy, reproduce, modify, translate, publish, broadcast, transmit, distribute, perform, upload, display, license, sell or otherwise exploit for any purpose any Content not owned by you without the prior consent of the owner of that Content.

5.2. Our Partner Content.

Our Services may also display certain intellectual property, such as company, product, data and service name and logos, that are owned by our partners (our “Partners’ Intellectual Property”). Nothing in these Terms or our Services grants you, by implication, estoppel, or otherwise, any license or right to copy, modify, sell, reproduce, distribute, republish, display, post, create derivative works from or transmit in any form any of our Partners’ Intellectual Property without their prior consent.

5.3. Notice of Infringement. 

In accordance with the Digital Millennium Copyright Act of 1998 (the "DMCA") for United States Users, the text of which may be found on the United States Copyright Office website at http://www.copyright.gov/legislation/dmca.pdf, the Copyright Modernization Act for Canadian Users, and the Australian Copyright Act 1968 and Copyright Regulations 1969, as well as any other applicable jurisdiction’s law, we will respond expeditiously to claims of copyright infringement committed using the Services that are reported to our Designated Copyright Agent identified in the sample notice below.

5.3.1. If you are a copyright owner, or are authorized to act on behalf of one, or authorized to act under any exclusive right under copyright, please report alleged copyright infringements taking place on or through the Services by completing the following Notice of Alleged Infringement ("Notice") and deliver it to our Designated Copyright Agent. Upon receipt of the Notice as described below, we will take whatever action, in our sole discretion, we deem appropriate, including removal of the challenged material from the Services.

5.3.2. Notice of Alleged Infringement ("Notice").

1. Identify the copyrighted work that you claim has been infringed.

2. Identify the material that you claim is infringing (or to be the subject of infringing activity) and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material, including at a minimum, if applicable, the URL of the link shown on the Services where such material may be found.

3. Provide your mailing address, telephone number, and, if available, email address.

4. Include both of the following statements in the body of the Notice:

   • "I hereby state that I have a good faith belief that the disputed use of the copyrighted material or reference or link to such material is not authorized by the copyright owner, its agent, or the law (e.g., as a fair use)."

   • "I hereby state that the information in this Notice is accurate and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right under the copyright that is allegedly infringed."

5. Provide your full legal name and your electronic or physical signature.

6. Deliver this Notice, with all items completed, to FBN’s Designated Copyright Agent:

Farmer’s Business Network, Inc. 

Attn: Copyright Agent

388 El Camino Real

San Carlos, CA 94070

Telephone +1 (650) 226-3409

Email: copyright@farmersbusinessnetwork.com

5.4. Our Response. 

Following receipt of the Notice, we will expeditiously remove or disable the allegedly infringing content. We will also notify the User who submitted or posted the allegedly infringing material and provide them with a copy of the Notice. We may suspend or terminate access to our Services by Users that repeatedly infringe the copyrights of others.

5.5. Counter-Notice. 

If a User believes that their content was removed or disabled by mistake or misidentification, the User can send us a written counter-notification that includes the following:

Email your counter-notice to copyright@farmersbusinessnetwork.com and include all of the following:

1. Your name, address, and telephone number.

2. The source address of the content that was removed (copy and paste the link in the notification email).

3. A statement under penalty of perjury that you have a good faith belief that the content was removed in error.

4. A statement that you consent to the jurisdiction of the United States District Court, Northern District of California, located in San Francisco, California, for United States Users or the Court of Queen’s Bench in Calgary, Alberta for Canadian Users, and that you will accept service of process from the person who originally provided us with the Notice.

5. A physical or electronic signature (for example, typing your full name).

6. Fees; Price Adjustments; Payments; Promotional Memberships.

6.1. Fees. 

Your right to use certain Services is subject to your continued and timely payment of all applicable fees for those Services (“Paid Services”) and any and all outstanding balances owed to FBN. Any payment terms or “free trial” terms presented to you in the process of using or signing up for Paid Services are part of these Terms. 

6.2. Price Adjustments. 

We may modify our prices at any time or modify which Services are included. If we modify our price for any membership which renews automatically, we will give you notice, either in your account or through other means, of the new prices at least thirty (30) days before the beginning of the renewal term in which the prices will be effective. If you (i) do not cancel your subscription as described in the ‘Recurring Charges/Automatic Renewal Conditions’ section below, or (ii) are located in a jurisdiction that requires your explicit agreement, you agree to the new prices and authorize us to charge your payment card accordingly.

6.3. Payment Methods. 

For any membership related charges, we only accept ACH payments, credit cards and checks. For FBN Direct purchases, we only accept ACH payments, credit cards, and checks. For FBN Finance, LLC payments, payment terms and methods will be outlined in the credit agreements and/or related documentation. We reserve the right to charge you any processing or transaction fees incurred in connection with any transaction. When we partner with third parties, such as NACHA, Stripe®, Plaid®, or banks, to offer you different payment methods, you are solely responsible for reviewing and complying with those third parties' respective terms and conditions, and for completing any required authorization forms or other documents requested by us or those third parties. Furthermore, you consent to us disclosing your Financial Data and Personal Data to such payment processors for purposes of processing payment. We reserve the right to add or discontinue any payment method at any time and without notice. Note: Certain payment methods may not be available for all Services or all Users.

6.4. Promotional Services. 

From time to time, FBN offers some customers trial or other promotional services (collectively, “Promotional Services”). Promotional Services are subject to these Terms except as otherwise stated in the promotional offer and are for new customers or certain Users only. Only one Promotional Services is available per farm operation. Such Promotional Services shall automatically expire on the terms of the promotional offer which granted such Promotional Services unless the terms of the promotional offer are met.

7. Automatic Renewal; Termination. 

7.1. Automatic Renewal. 

For Paid Services, if applicable, you agree that we may charge your default payment card or default bank account via ACH withdrawal up to two days prior to the end of your current payment cycle at the then-current applicable rate (see Price Adjustments, below), unless you have canceled your access to the Paid Services, turned off automatic renewal, or automatic renewal is prohibited by applicable law. If your default payment card or bank account ACH does not process, we reserve the right to automatically charge any other payment card connected to your account. You are free to stop using the Services at any time, and may cancel your access or turn off automatic renewal by contacting FBN Support at 1.844.200-FARM. Unless you specify otherwise, your access to the Paid Services will end on the specified end date in any applicable agreement. We are also free to terminate your use of, or suspend your access to the Services or your account, for any reason and at any time in our discretion, including, but not limited to, your breach of these Terms or ineligibility for access under these Terms. Payments made for Paid Services are nonrefundable and there are no refunds or credits of any kind for a canceled, suspended, or terminated Services. Please be aware that we will not be sending you an annual statement regarding renewal or otherwise.

7.2. Termination. 

Please refer to our Privacy Policy, as well as the licenses above, to understand how we treat Your Data after you have stopped using our Services. Please note that we are free to terminate (or suspend access to) your use of the Services or your account, for any reason in our sole discretion, including your breach of these Terms or ineligibility for membership under these Terms. Account termination is effective at the time you confirm termination or at the time we terminate your account, even if termination occurs prior to the end of your then current membership term. As set forth above, we do not refund membership fees on termination for any reason. Provisions that by their nature should survive termination of these Terms shall survive termination. Consistent with these Terms and our Privacy Policy, we may retain and use Your Data after your membership is terminated for any reason. You may request that we provide you a copy of your Ag Data in the original format it was uploaded, or an equivalent format, by contacting us at info@farmersbusinessnetwork.com at any time during your membership and for thirty (30) days thereafter. Provisions that by their nature should survive termination of these Terms shall survive termination.

8. Changes to These Terms.

We are always working to improve the Services, so these Terms may need to change along with the Services. We reserve the right to change the Terms at any time, but if we do, we will bring it to your attention by placing a notice on the website, by sending you an email, and/or by some other means. If you don’t agree with the new Terms, you are free to reject them; but that means you will no longer be provided access to the Services or be able to use the Services.

9. Warranty Disclaimer; Limitation of Liability

9.1. Warranty Disclaimer. 

FBN does not make any representations or warranties concerning the Services and/or any Content contained in or accessed through the Services, and FBN  is not responsible or liable for the accuracy, copyright compliance, legality, or decency of Content contained in or accessed through the Services. THE SERVICES AND CONTENT ARE PROVIDED BY FBN  (AND THEIR LICENSORS, ADVERTISERS AND/OR SUPPLIERS) ON AN “AS-IS,” “WHERE IS” and “WHERE AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OR ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, (A) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND/OR NON-INFRINGEMENT, AND/OR (B) ANY WARRANTIES THAT THE SERVICES WILL OPERATE WITHOUT INTERRUPTION OR DOWNTIME OR THAT THEY ARE FREE FROM ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT YOU WILL EXPERIENCE ANY PARTICULAR CROP OR SEED PERFORMANCE OUTCOME, OR THAT YOU WILL SEE ANY PARTICULAR FINANCIAL, BUSINESS OR AGRONOMIC RESULT. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO ONLY PORTIONS OF THE ABOVE LIMITATIONS MAY APPLY TO YOU.

9.2. Limitation of Liability. 

TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL FBN COMPANIES OR FBN PARTIES BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR (A) ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST REVENUES OR PROFITS OR UNREALIZED SAVINGS, ANY CROP OR YIELD LOSS, LOSS OF GOODWILL, WORK STOPPAGE, ACCURACY OF CONTENT AND/OR AMOUNTS EXPENDED IN RELIANCE ON CONTENT (INCLUDING ANALYTICS), BENCHMARKING OR INFORMATION AVAILABLE THROUGH THE SERVICE, OR COMPUTER FAILURE OR MALFUNCTION, AND/OR (B) ANY DAMAGES IN THE NATURE OF PUNITIVE OR EXEMPLARY DAMAGES, OR (C) SHOULD ANY APPLICABLE LAW NOT ALLOW CERTAIN EXCLUSIONS OR LIMITATIONS OF DAMAGES, ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF THE GREATER OF (I) $100.00, OR (II) THE AMOUNTS PAID BY YOU TO FBN  IN CONNECTION WITH THE SERVICES IN THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE APPLICABLE CLAIM. PLEASE BE AWARE THAT SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO ONLY PORTIONS OF THE ABOVE LIMITATIONS AND EXCLUSIONS MAY APPLY TO YOU.

10. Dispute Resolution.

10.1. Injunctive Relief. 

You acknowledge and agree that money damages would not be a sufficient remedy for any breach or violation of these Terms by you and, accordingly, you agree that FBN is entitled to immediate injunctive relief from a court of competent jurisdiction as set forth above as a remedy for any actual or threatened breach or violation by you of these Terms without any requirement of proof of damages or the posting of any bond. This remedy is in addition to any and all other remedies available to FBN at law or in equity.

10.2. Agreement to Arbitrate. 

Without limiting the right to seek injunctive relief in a court of competent jurisdiction, you and we agree to resolve any claims relating to the Terms, the Privacy Policy, the Content, and/or the Services through final and binding arbitration. This applies to claims of all kinds and natures under any legal theory. It also applies even after you have stopped using our Services or your use has been terminated or suspended for any reason. This provision does not apply to any specific contracts between you and us, where we have agreed in writing to resolve contract-related claims through other means in connection with specific transactions between us.

An arbitration proceeding is held before a neutral arbitrator rather than a judge and/or jury, so we are all giving up our right to a trial before a judge and/or jury. Arbitration proceedings are governed by different rules than proceedings before a court. Arbitration proceedings are less formal than court proceedings, and provide limited opportunities for a party to require another party to share information relevant to the dispute—a process called discovery. The arbitrator can award the same damages and relief on an individual basis that a court can award to an individual. But, if any of us does not like the arbitrator’s decision, the courts only have a limited ability to change the outcome of the arbitration or make the arbitrator reconsider his or her decision. If we have a dispute about whether this agreement to arbitrate can be enforced or applies to our dispute, you and we agree that the arbitrator will have the sole authority to decide this issue too.

The arbitration will be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those Rules. Judgment on any arbitration award may be entered in any court of competent jurisdiction. This clause shall not preclude any party from seeking any provisional remedies in aid of arbitration from a court of competent jurisdiction. Any arbitration will take place in San Francisco, California, for U.S. Users and in Calgary, Alberta for Canadian Users.

10.3. No Class Actions. 

YOU AGREE THAT YOU MAY ONLY BRING A CLAIM AGAINST FBN ANY OF THE FBN COMPANIES AND/OR ANY OF THE FBN PARTIES ON AN INDIVIDUAL BASIS. That means:

10.3.1. You cannot bring a claim as a plaintiff or class member in a class action, consolidated action or representative action. 

10.3.2. The arbitrator cannot combine more than one person’s claim into a single case, and cannot preside over any consolidated, class or representative arbitration proceeding (unless you and we both agree to change this). 

10.3.3. The arbitrator’s decision or award in one person’s case can only impact the person who brought the specific claim, and cannot be used to decide other disputes with other Users and/or members.

If a court decides that this subsection on “No Class Actions” is not enforceable or valid, then the entire Agreement to Arbitrate and Class Action Waiver will be null and void, but the rest of the Terms and Privacy Policy will still apply.

11. Miscellaneous.

11.1. Assignment. 

You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without our prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without consent or notice.

11.2.1 Governing Law.

11.2.1. U.S. Users only - These Terms are governed by and will be construed under the laws of the State of California, without regard to the conflict of laws provisions thereof, except that the Federal Arbitration Act (including its procedural provisions) is the law that will be applied to determine whether the Agreement to Arbitrate and Class Action Waiver below can be enforced and how it should be interpreted. The parties agree that the United Nations Convention on Contracts for the International Sale of Goods is specifically excluded from application to these Terms. You agree, subject to the arbitration provision above, to the exclusive jurisdiction of the California state courts located in San Francisco, California, or the United States District Court, Northern District of California, respectively, including for the issuance of any injunctive relief, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

11.3. Canadian Users only

These Terms are governed by and will be construed under the laws of the Province of Alberta, without regard to the conflict of laws provisions thereof. The parties agree that the United Nations Convention on Contracts for the International Sale of Goods is specifically excluded from application to these Terms. You agree, subject to the arbitration provision below, to the exclusive jurisdiction of the Court of Queen’s Bench or Provincial Courts located in Calgary, Alberta, or the Federal Court located in Calgary, Alberta, as applicable, including for the issuance of any injunctive relief, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

11.4. Severability. 

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

11.5. No Waiver. 

The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder. 

11.6. Entire Agreement. 

You and we agree that these Terms are the complete and exclusive statement of the mutual understanding between you and us regarding the matters set forth or referred to herein, and that these Terms supersede and cancel all previous written and oral agreements, communications and other understandings relating to the subject matter of these Terms. Notwithstanding the foregoing, from time to time, you and we may enter into other agreements concerning the sale and/or purchase of other services or products, or for other purposes, which are subject to additional terms and conditions. In the event of any conflict or inconsistency between those terms and conditions and these Terms, those terms and conditions shall take priority as to the specific transactions they are associated with. You hereby acknowledge and agree that you are not an employee, agent, partner, or joint venture of or with the FBN, and you do not have any authority of any kind to bind FBN in any respect whatsoever. Except for the FBN Parties, you and we agree there are no third party beneficiaries intended under these Terms.

12. Additional Terms.

12.1. FBN Direct. 

You are now able to order products through FBN Direct online or through our mobile app. Please note though that orders placed online or through our mobile app are not complete and do not constitute a sale or offer of sale until we verify that (a) you qualify to transact with us, (b) the desired products are available and are permitted to be sold in your state/province; (c) you have provided any and all documentation which we may request from time to time, and (d) you have executed a separate Sales Order form. All sales initiated online or through our mobile app are subject to the specific terms and conditions listed on the Sales Order form. In the event of any conflict or inconsistency between the Sales Order form and these Terms, the Sales Order form terms and conditions shall control.

12.2. FBN Market – Bid/Offer Section. 

You acknowledge and agree  that transactions are final when a bid or offer is accepted and all agreements are between you and the grain buyer. All transactions are subject to the terms and conditions as agreed between you and the grain buyer. FBN merely serves to facilitate your communication with third party grain buyers and not as your or their agent or a party to any transaction or contract you enter into with any grain buyer. FBN has no control over, or liability for, the delivery, quality, prices, payment, legality or any other aspect of any grain transaction between you and a third party grain buyer. Neither FBN or any FBN Party is responsible for ensuring that any third party grain buyer you transact or contract with will complete the transaction or is authorized to do so. If you experience a problem with any goods or services purchased from, or sold to, a third party grain buyer using FBN Services, or if you have a dispute with such a third party grain buyer, you must resolve the dispute directly with that third party grain buyer. By using FBN's Services, you hereby expressly agree that neither FBN or any of FBN Party has any liability for any damages arising out of your transaction and/or contract with a third party grain buyer, and under no circumstances may FBN be made a party to any such claim or action.

12.3 FBN Community For Sale Section. 

You understand that we do not manufacture, store, or inspect any of the items sold through the “For Sale” section of FBN Community (“Community For Sale”). We provide the venue; but the items in Community For Sale are produced, listed, and sold directly by independent sellers, so you acknowledge and agree that any transaction you enter into as either a buyer or seller does not in any way carry any express or implied warranty from or by FBN regarding any items quality, safety, fitness for any purpose, its authenticity, its origin and/or legal ownership or title, or even its legality. You hereby expressly acknowledge and agree that any legal claim related to or arising out of any item you purchase or sell through Community For Sale may only be brought directly against the seller or buyer of the item, and under no circumstances is FBN liable for or may it be made a party to any such claim or action. 

By buying or selling goods or services on CommunityFor Sale, you agree to comply with any laws, regulations, permits, manufacturers instructions or warranties regarding the sale, transfer, use, or operation of those goods or services. Some items and services are specifically prohibited for sale or offer on CommunityFor Sale, including, but not limited to, the items listed below. We reserve the right to remove listings that we determine are not within the spirit of CommunityFor Sale. Prohibited items and services include: 

• weapons; firearms/guns and components; BB/pellet, stun, and spear guns; etc.

• ammunition, clips, cartridges, reloading materials, gunpowder, fireworks, explosives

• recalled items; hazardous materials; body parts/fluids

• restricted use pesticides or pesticides of any kind; herbicides; fungicides; adjuvants; seed

• prescription or non-prescription medication (for animal or human consumption or application), medical devices; controlled substances and related items

• alcohol or tobacco; unpackaged or adulterated food or cosmetics

• sales of pets or animal parts

• endangered, imperiled and/or protected species and any parts thereof, e.g. ivory

• false, misleading, deceptive, or fraudulent content; bait and switch; keyword spam

• offensive, obscene, defamatory, threatening, or malicious postings or email

• anyone’s personal, identifying, confidential or proprietary information

• food stamps, WIC vouchers, SNAP or WIC goods, governmental assistance

• stolen property, property with serial number removed/altered, burglary tools, etc.

• ID cards, licenses, police insignia, government documents, birth certificates, etc.

• US military items not demilitarized in accord with Defense Department policy

• counterfeit, replica, or pirated items; tickets or gift cards that restrict transfer

• lottery or raffle tickets, sweepstakes entries, slot machines, gambling items

• network, or multi-level marketing; pyramid schemes

• any good, service, or content that violates any law, regulation, or legal rights of others.

You release us from any claims related to items sold or purchased through Community For Sale, including for defective items, misrepresentations by sellers, or items that caused physical injury (like product liability claims). You may also hire third-party services through Community For Sale. When you access these third-party services, you do so at your own risk. The third parties may require you to accept their own terms and conditions. We are not a party to those agreements; they are solely between you and the third party and we have no obligations or responsibilities thereunder.

If we get sued because of a product or service you offered or purchased through Community For Sale, you agree to defend and indemnify us and any of our employees and hold us harmless from any legal claim or demand (including reasonable attorney’s fees) that arises from your actions, including, but not limited to, your use (or misuse) of Community For Sale. We reserve the right to handle our legal defense however we see fit, even if you are indemnifying us, in which case you agree to cooperate with us so we can execute our strategy.

12.4 Additional Terms for Mobile Applications. 

These Terms apply to your use of all the Services, including any applications (“Application”) available via Apple, Inc.’s App Store, Google Inc.’s GooglePlay, or any other third party application store (collectively, the “Application Provider”), but the following additional terms will also apply to the Application:

• Both you and we acknowledge that the Terms are between you and us only, and not with the Application Provider, and that the Application Provider is not responsible for the Application, the Services, or the Content;

• The Application is licensed to you on a limited, non-exclusive, non-transferrable, non-sublicensable basis, solely to be used in connection with the Services for your private, personal, non-commercial use, subject to all the terms and conditions of these Terms as they are applicable to the Services;

• You will only use the Application in connection with a device that you own or control;

• You acknowledge and agree that the Application Provider has no obligation whatsoever to furnish any maintenance and support services with respect to the Application;

• In the event of any failure of the Application to conform to any applicable warranty, including those implied by law, you may notify the Application Provider of such failure; 

• Upon notification, the Application Provider’s sole warranty obligation to you will be to refund to you the purchase price, if any, of the Application;

• You acknowledge and agree that we, and not the Application Provider, are responsible for addressing any claims you or any third party may have in relation to the Application;

• You acknowledge and agree that, in the event of any third party claim that the Application, or your possession and use of the Application, infringes that third party’s intellectual property rights, we, and not the Application Provider, will be responsible for the investigation, defense, settlement and/or discharge of any such infringement claim where it does not arise out of your actions contrary to these Terms or the terms and conditions of the Application Provider, or your actions which change the licensed Application in a way that gives rise to the alleged infringement;

• You represent and warrant that you are not located in a country subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties;

• Both you and we acknowledge and agree that, in your use of the Application, you will comply with any applicable third party terms of service or agreement that may affect or be affected by such use;

• Both you and we acknowledge and agree that the Application Provider and the Application Provider’s subsidiaries are third party beneficiaries of these Terms, and that upon your acceptance of these Terms, the Application Provider will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third party beneficiary hereof;

• When you visit and use the Application, we may use GPS technology, cell phone towers, wi-fi signals, or other similar technology to determine your current location to provide you with personalized, location-based services and content. Such location-based technology is integral to the functionality of the Application, Your location transmits through third party service providers that we utilize to provide you the Services. If you do not want us to use your location for the purposes set forth above, you should turn off the location services in your mobile phone settings and/or within the Application. While you may be permitted to allow or deny such location services and/or sharing of your device’s location, if you choose to deny such uses and/or sharing, we may not be able to provide you with the applicable personalized services and content used in the Services; and,

• To the extent there is a conflict between these Terms and any other agreements which govern your use of the Application, these Terms shall take precedence.

Core Principles of FBN

• The Ag Data, Financial Data, Personal Data and Member Content you provide us is Your Data. We will never sell or provide Your Data to another party without your explicit consent or as you have agreed to in these Terms, the terms and conditions of a specific Service,  or our Privacy Policy.

• By joining our network and providing us Your Data, you grant us the right to use Your Data for purposes that will enhance the value we provide to our members and as described below. This may include using anonymized data from all our members to create insightful models and provide transparent agronomic, product, and market information to the FBN Network. 

• We own the Services and the Content, including aggregated and/or anonymized data, analytics, benchmarking, etc.

• You may share Your Data with other FBN Members, Users, and Professionals (as defined below) and you will have full control over who you share Your Data with and the type of data you share.

• As a contributory network and community, our Services operate best when FBN members contribute Ag Data, and we may require you to contribute Ag Data in order to access and use certain Services, such as FBN Price Transparency or FBN Seed Finder.

• You may see advertising or have access to certain opportunities to interact with other companies. We only partner with companies that we trust and, in our judgment, will provide you value.

• If we are ever sold or acquired by another company, these Terms will continue to apply to any successor or assign.

Change Log – This change log is a summary only. You are responsible for reading, understanding and complying with all of the Terms above.

January 1, 2023. Changed structure of the terms of service to enhance usability; eliminated redundant or outdated details.

July 15, 2020. Following revisions:

Subsidiaries. The addition of Farmers Business Network Australia Pty Ltd. f/k/a Farmsave Holdings, Pty Ltd to our affiliates and subsidiaries.

May 21, 2020. Following revisions:

Eligibility. We made it clear that you must comply with the Terms in order to be eligible for membership.

Additional Rules and Restrictions. We clarified that you may not use the Services to benefit other parties that are not FBN member farmers or to obtain information for the purpose of competing with any of the Services offered by FBN. 

Promotional Memberships. Added a new section describing our promotional memberships.

Changes in Services. Clarified that changes in our Services can be made in our sole discretion.

Automatic Renewal and Termination. Clarified that membership may be terminated for failure to meet the eligibility requirements of these Terms. Added ability to pay for automatic renewal with the default bank account on file. 

July 25, 2019. Following revisions:

Affiliates. Defined our affiliates for purposes of these Terms.

Additional Terms for Mobile Applications. Clarified that we track your location for use in mobile applications, but do not share your location with third parties.

FBN Community and Member Content. In connection with the development of FBN Community--our member forum–specified your ownership of Member Content and the license you grant to FBN to use Member Content.

Governing Law. Clarified that the arbitration provision does not apply to you and us where another agreement between us provides that we settle disputes in a different fashion.

May 25, 2018. Following revisions:

Scope. Clarified that these Terms apply to all of your interactions with any of the FBN Companies, which we have further defined in this update.

Service Availability. Expanded where Services are available to include parts of Canada, and clarified when and where Services are available.

Canada. Terms which apply specifically to Canadian members were added throughout. 

Data Definitions. Clarified your rights with respect to Your Data, and the nature of the license you provide to us.

Data Sharing. Clarified your responsibilities when sharing Your Data with other FBN members and Professionals.

Changes to Services. Clarified that we may require you to contribute certain types of Ag Data in order to access and use certain Services.

Ag Data. Added provision requiring you to represent and warrant that you own your Ag Data and have the right to share it with us.

Permitted Uses. Clarified the permitted uses of the Services.

Non-FBN Offerings. Added provision about third party offerings, and your responsibilities with respect to such offerings.

FBNDirect Offerings. Clarified when a sale or offer of sale is made when placing an order online or through our mobile application.

Fees. Conditioned your continued use of Services to your timely payment of outstanding amounts owed to FBN.

Payment Methods. Updated available payment methods, and related terms.

Data Storage and Transmission. Disclosed where Your Data may be transmitted to/from and stored.

Electronic and Telephonic Communications. Added provision requiring your explicit consent to receive electronic and telephonic consent; Clarified that consent was not needed to use Services and provided procedure for withdrawing or modifying your consent.

Warranty Disclaimer, Limitation of Liability. Clarified the nature of our warranty disclaimer and limitation of liability.

Business to Business. Clarified that these Terms establish a business to business relationship.

Photos and Testimonials. Obtained your consent to use photos, videos, quotes and testimonials obtained at our events, or events we participate in.

February 10, 2016. Following revisions:

Affiliates. Clarified these terms of service apply to our affiliates, including FBN Inputs, LLC and FBN Capital, LLC.

Recurring Charges/ Automatic Renewal Conditions. Added recurring charge and automatic renewal conditions.

Price Adjustments. Added terms and conditions for price adjustments.

Service Availability. Specified that not all Services or analytics that we provide are available in all regions or for all crops.

User Submissions. Clarified that User Submissions include both Personal Data and Ag Data.

Additional Rules and Restrictions. Clarified that the restriction on non-commercial use does not restrict use for your own benefit. Added a restriction on provided intentionally false or misleading Content. 

Termination. Clarified that an account termination is effective at the time it is made, not at the end of your then current membership term. Specified no refunds on early termination.

March 31, 2015. Following revisions:

Mobile Apps. Updated the definition of the scope of our services to include mobile applications.

Content Ownership. Clarified that we own all Content available through our Services other than your Personal Information, User Submissions or other third party content that we make available to you through the Services.

License to User Submissions. Clarified that the license you grant us to any User Submissions is royalty-free, worldwide and irrevocable.

Copyright Notice and Take-Down Policy. Added a section that covers how you can contact us regarding claims of copyright infringement and how we will respond.

FBN Parties. Expanded the definition of FBN Parties that is used throughout the Terms of Service to include our affiliates, directors, licensors, advertisers and suppliers.

Terms of Service Changes. Clarified how we can update the Terms of Service. We will notify you of the changes by placing a notice on fbn.com and by sending you an email. On your next visit to fbn.com, you will be asked to agree to the updated Terms of Service. If you don’t agree, you may decline, but this means you will no longer be able to use our Services. A writing signed by both you and us is no longer a requirement to update the Terms of Service.

Warranty Disclaimer. Added to the warranty disclaimer that we do not warrant that our members will experience any particular crop or seed performance outcome.

Limitation of Liability. Added that we are not liable for any loss of yield or amounts expended in reliance on content or information available through our Services.

Arbitration and Class Action Waiver. Added a mandatory agreement to arbitrate any claims relating to the Terms of Service, Privacy Policy or our Services and an agreement to only bring claims on an individual basis.

June 11, 2014: First version.