New FBN^® Guide: Farmland Mortgage Interest Rates 101

To help answer your questions about the role of interest rates in farm mortgages, FBN Finance experts developed the Farmland Mortgage Interest Rates 101 guide. This downloadable PDF is free to download.

Download the Free Farmland Mortgage Interest Rates 101 Guide

When you’re looking for farmland to purchase, you likely consider the total land purchase value as well as the cost per acre. To get a more comprehensive view of your costs, it’s critical to also factor in the interest rate for the property mortgage. 

Even a 1% difference in interest rates can add up over the lifetime of your mortgage and make a significant impact on the total cost of your farmland purchase. 

In considering financing for a farmland purchase, it’s important to understand:

• How ag mortgage rates are determined

• How your farm’s finances play a role in your interest rate

• Whether you should try to time the market

• If a fixed interest rate or a variable interest rate is better for you

Farmland Mortgage Interest Rates 101 answers all these questions and more so you can learn the basics of financing your next land purchase or refinancing your current farmland loan. 

Plus: We’ll give you free access to helpful planning tools. With so many factors to consider when it comes to mortgages and interest rates, it’s often difficult to estimate what your loan payments could be, so the guide will also provide you with templates and a Farmland Loan Calculator so you can compare what your loan interest and payment would look like based on your credit score, desired loan amount, fixed vs. variable rate, length of loan, and payment frequency.

Download Farmland Mortgage Interest Rates 101 now.

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Financing offered by FBN Finance, LLC and its lending partners. Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet all underwriting requirements. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

*Approval is conditional and subject to the product’s terms and conditions, and underwriting.

FBN’s Farm Land Loan Calculator provides estimated loan payments and interest rates for illustrative purposes only. The results are based on the information you provide and do not represent a guarantee of actual loan terms or conditions. This tool does not constitute an offer or commitment to lend. All loans are subject to credit approval as well as the underwriting policies and procedures of our lending partners. For personalized advice and accurate information, please contact an FBN Finance loan officer.

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